Take Control of Your Financial Future today
Build clarity, confidence, and long-term freedom through a proven 2-day financial transformation experience with financial coach, Joseph Smalzer.
• Optimizing your investments?
• Accelerating retirement?
• Want to finally feel in control of your finances?
NOTE FOR HIGH-INCOME EARNERS
This program is designed for individuals earning $150,000 or more annually who are ready to take decisive steps toward building lasting wealth.
If you meet this income level, you will get the most value from the strategies and tools shared in this training.
NOTE FOR HIGH-INCOME EARNERS
This program is designed for individuals earning $150,000 or more annually who are ready to take decisive steps toward building lasting wealth.
Clarity-Focused Financial Planning
Transparent, personalized strategies that give you a crystal-clear view of your financial path.
Proven Results, Personal Story
From $3.14 in the bank to $1M+ net worth, we walk the talk. Now we help others do the same with practical, battle-tested tools.
Dedicated Long-Term Partner
This isn’t a one-and-done session. We partner with you to build systems, shift mindsets, and support your journey well beyond Day 1.
From $3.14 to $1M Net Worth: Our Financial Journey
In 2010, we had just $3.14 to our name. By 2014, we were navigating SNAP benefits, six figures of student debt, and below-minimum-wage jobs. But we refused to settle.
Over the next decade, we became debt-free, bought our first property, and hit $1M+ net worth.
Now, we’re helping others fast-track their path to clarity, control, and financial freedom.
Client Success Story
Emily
⭐️⭐️⭐️⭐️⭐️
ROI: 39×+ Return in Just 2 Days
Debt & Rental Income Transformation
“I never thought I could feel this in control. I’m excited for what’s next, and so are my tenants!"
After just two days together, Emily gained total clarity on her finances. We:
Built a 3-phase financial plan toward debt freedom and retirement.
Reallocated $120K: $44K for renovations, $43K for debt payoff, $33K for emergencies.
Uncovered $4,800+ in potential water billing refunds.
Switched insurance to save $1,400/year and added a $1M umbrella policy.
Planned a long-overdue trip with her mom, guilt-free.
Priya
⭐️⭐️⭐️⭐️⭐️
ROI: 383× Return Over 10 Years
FIRE Acceleration Strategy
“This gave me the clarity and confidence I needed.
I finally feel like my money is working as hard as I am.”
Priya came to us with strong income and big dreams. In one session, we created a plan to:
Maximize $215K income for long-term investing
Reallocate $535K in cash/CDs to high-growth brokerage
Realign 401(k) using a 4-quadrant strategy
Add HSA + umbrella coverage to protect wealth
Hit FIRE goal by age 45 with over $2.4M projected net worth
Arjun
⭐️⭐️⭐️⭐️⭐️
Projected ROI: 25×+ Within 5 Years
IRS Debt Turnaround
“Even before we officially started coaching, Joseph laid out a path that gave me real clarity and urgency. For the first time, I feel like there’s light at the end of the tunnel.”
Arjun came in with over $210K in debt including $101K owed to the IRS. Before we even started coaching formally, we laid out a fast-action plan:
Paused $2,100/month in investing to redirect toward debt
Initiated IRS installment plan and lump sum payment
Requested penalty abatement
Timeline to be debt-free: under 5 years
SERVICES
Everything You Need to Build Financial Clarity, Control, and Confidence
Define Your “Why”
Get clear on what you truly want from life. We’ll turn your vision into a focused, actionable 1-year roadmap that guides your financial decisions.
Full Financial Audit
We’ll dive deep into your assets, debts, income, and spending to create a crystal-clear snapshot of your current financial state.
Retirement & FIRE Forecast
See your retirement timeline based on your current path and how to accelerate it. Get real benchmarks, not wishful thinking.
Strategic Financial Realignment
Redesign your cash flow, budget, and tools so they actually align with your goals. Clarity starts with structure.
Tax-Efficient Account Strategy
Learn how to prioritize Roth, 401(k), HSA, and brokerage accounts for tax optimization and long-term gains.
Insurance Realignment
Review and adjust your policies based on your real risk and goals. No more paying for things you don’t need.
Net Worth & Milestone Projections
Track where you are and where you’re going. We’ll chart your FIRE path and set clear financial milestones.
High-Impact Purchase Planning
Learn how to prioritize Roth, 401(k), HSA, and brokerage accounts for tax optimization and long-term gains.
Simplify & Automate Your Finances
Consolidate accounts, automate systems, and build a “set and forget” financial engine that runs without stress.
100K
Debt Repaid (and counting)
8-hr.
Financial Jumpstart
100%
Satisfaction Guaranteed
If you’re not satisfied, get your money back.
12-month
Get direct access and ongoing coaching.
(For Premium Only)
$1M+
Net Worth Built Personally
100%
Personalized Planning
We help high-earning professionals turn their income into lasting freedom.
Our proven framework combines financial clarity, tax efficiency, and personalized planning so you can make confident decisions, build wealth, and simplify your life.
Why Choose Us?
Clients Trust Our Process
Built on Personal Results
We’ve lived what we teach. From $3.14 in the bank to $1M+ net worth. This isn’t theory. It’s real-world strategy.
Clarity Over Complexity
We don’t overwhelm you with jargon. We simplify your finances so you can take confident, focused action.
Support That Sticks
Get more than a one-off session. We walk with you through big decisions, changes, and challenges.
No-Risk Guarantee
If you’re not satisfied, we refund 100% of your payment (less travel if Premium). Period.
Your 2-Day Jumpstart Journey
Clarity, Control, and Confidence, delivered in two half-day sessions.
Day 1
Clarity & Awareness
We'll start with full financial awareness and intentionality.
• A crystal-clear 1-year plan aligned to your ideal life.
• A deep audit of your income, spending, debt, and assets
• A forecast of your retirement timeline if you change nothing.
Day 2
Strategy & Simplification
Now we build the game plan. You’ll walk away with...
• A full financial realignment: budget, accounts, tools
• Optimized strategy for investing, retirement, and insurance
• Key milestone projections and automation setup
• Support for upcoming decisions (home, career, big moves)
Day 1
Clarity & Awareness
Day 2
Strategy & Simplification
We'll start with full financial awareness and intentionality.
A crystal-clear 1-year plan aligned to your ideal life.
A deep audit of your income, spending, debt, and assets
A forecast of your retirement timeline if you change nothing.
Now we build the game plan.
You’ll walk away with...
A full financial realignment: budget, accounts, tools
Optimized strategy for investing, retirement, and insurance
Key milestone projections and automation setup
Support for upcoming decisions (home, career, big moves)
Only a few sessions are accepted each month to maintain quality and personal attention.
Meet Your Financial Guide
Joseph Smalzer
Financial Strategist | Global Account Manager at AWS
Ramsey Preferred Coach
A Global Account Manager at Amazon Web Services, Joseph leads cloud transformation strategy for major automotive and manufacturing clients.
Outside of AWS, he helps professionals gain financial clarity and control through a proven coaching framework rooted in real-world results.
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